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ID:10005962
大小:108.50 KB
页数:8页
时间:2018-05-20
《五星酒店标准信贷流程》由会员上传分享,免费在线阅读,更多相关内容在行业资料-天天文库。
1、POLICY&PROCEDURE制度与程序Subject:CreditPolicy主题:信贷政策PolicyCode政策号:FD/FC/009No.OfPages页数:8IssuingDepartment:Finance分发部门:财务部ConcernedDepartment:FD/SALES/F&B/FO有关部门:财务部/销售部/餐饮部/前厅部Issuedon:发行日期:2009年7月30日Revised:修订日期:PreparedBy起草:FinancialController财务总监ApprovedBy批准:EAM/inch
2、argeofF&B行政助理经理/分管餐饮ApprovedBy批准:DeputyGeneralManager副总经理ApprovedBy批准:GeneralManager总经理Objective目的:Todefineproperevaluationandapprovalprocessofnewcustomeraccountsorcreditlimitincreasesinordertoreducepotentialcollectionproblems.为新客户账目或信用限额上调制定合适的评估和许可程序,减少潜在的收款问题。Poli
3、cy政策:1.Creditshouldonlybeextendedtocustomerswhohaveprovidedevidencethattheyarecommittedtosatisfyallchargesdueasrequestedbythehotel,andwhoalsohavebeensubjecttoapre-arrangedthoroughreviewoftheircreditstatus.信贷政策只提供给经过酒店批准的客户,他们应该已经提供过相关资料证明他们保证实现酒店所有要求的应付款项,同时,此类客户应接受事
4、先对其信用情况的相关调查。2.Thecreditapplicationmustbeformalized,statingmaximumcreditamounts,paymenttermsandmethods,peopleauthorizedtomakebookingsonbehalfofthedebtors,etc…Allcreditapplicationsshouldberenewedeveryyear.信贷申请必须以正式形式予以完成,规定最大信用金额、支付期限及方式、信贷客户授权在酒店做预订的代表人等等……每年需对所有信贷申请
5、进行重新审阅。3.Anup-to-dateauthorizeddebtorslistingmustbemaintained,statingthecreditlimitandtermsavailabletoeachdebtor.应保存一份最新更新的已获批准的信贷账户的名单,列明所有客户的信用限额以及适用的条款。4.TheCreditManagerisresponsibleforthereviewoftheapplicationandinvestigationoftheapplicant’scredithistory.Allcred
6、itapplicationsmustbeapprovedbytheFinancialControllerandtheGeneralManager.信贷经理负责检查信贷申请以及调查申请人的信用记录。所有信贷申请必须由财务总监及总经理批准。Procedure程序:I-CreditApplicationprocedure信贷申请程序1.Acompanywishingtoopenacreditfacilitywiththehotelmustcompleteahotelcreditapplicationform(sentbytheSale
7、s&Marketingdepartment)stating希望在酒店开设信贷账户的公司必须完成酒店信贷申请表(由销售市场部派发),说明一下内容:-Thecompanydetails(Name,address,corporatename,etc…)公司详细信息(姓名、地址、公司名等等)-Thelistofpersonsauthorizedtomakebookingsonbehalfofthecompany(Name,position,specimenofsignature)公司授权预订代表人名单(姓名、职位、签字样本)8/8-Th
8、ecreditreferences资信参考-Theinvoicingdetails(Billingaddress,contactperson,etc…)结算方式(发票送达的地址、联系人等等)2.Oncereceived,theCreditManagermustr
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