资源描述：
《我国中小企业融资困境的研究》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、我国中小企业融资困境的研究1、序言当前,随着我国市场经济体制的建立和完善,中小企业得到了迅速发展,不仅成为推动我国国民经济持续、稳定、快速增长的重要力量,而且在调整经济结构、扩大社会就业、发展地方经济、增加财政收入等方面都发挥着重要的作用。然而,“融资难”的问题1直严重制约中小企业的发展。按2003年颁布的《中小企业标准暂行规定》,2002年我国134.6万个工业企业中,中小企业占99.8%。据测算,我国国内生产总值超过50%、工业新增产值70%以上、税收40%以上来自中小企业。中小企业提供的就业占全部企业的75%以上。近年来,新增就业人口绝大多数在中小企业就业。1项
2、统计显示,我国大中小企业的资金就业率为0.48:0.661,这说明,用同样多的资金在中小企业中可以安置比大企业多1倍的劳动力就业,也说明在生产力水平不高的情况下,实现充分就业的主要力量仍然是中小企业,特别是劳动密集型中小企业。然而,与其相对应的中小金融机构所能提供的信贷份额则只相当于信贷总额的30%,与中小企业“融资难”organizationsystemandworkingmode,theselectionofanumberofmunicipalstrengtheninggrouptobuildinnovationandstrengthentheorganizati
3、onofthebasiclevelorganizationsadvancedmodel.(seven)themanualworkoftheCommunistYouthLeagueOrganizationpublished<>and<>Leaguebranchofmanualwork,topromotetheuseoftwomanualsinthecity'sorganizationsatvariouslevels.Thecountycommittee,directlyunderthegroup(work)isunderthejurisdictionofgrassroo
4、tsLeagueandgroup(total)usingbranchratioshallnotbelessthan70%.Three,tofurtherstrengthenthegroup'sleadershipandteambuilding(a)tostrengthentheleague'sleadershipatalllevelsofconstruction.ContinuetodoagoodjobofmunicipalPartyCommitteeOrganizationDepartment"onthestrengtheningoftheCommunistYout
5、hLeaguecadresmanagementopinionsimplementation.Topromotethegroupcounties(autonomouscounties,cities)Commissionandcitydirectlyunderthegroup(workers)appointedtocarryoutthe"Five"teambuildingactivities.ImprovetheLeagueAssociationDepartmentworkingmechanism.ConscientiouslyfulfillthedutiesofCO,c
6、ombinedwiththecitygroupdirectlyunder(the)Committeeofthegeneralelectionandtheadjustment,activelyjointlywiththeunitwherethepartyorganizationdepartmentgoodgroupleadershipselectionwiththework.DoagoodjobinmunicipalPartycommitteeassistantcommitteeleadershipandleadingcadresoftheannualassessmen
7、twork,adheretoandimprovetheassistantsecretaryoftheCommunistYouthLeaguetalksystemgroupToweaveindividualconversationandcollectiveconversation,tostrengthenthecommitteesofalllevels,theStandingCommitteeoftheStandingCommittee,theestablishmentofasoundsystemofcentralgrouplearning,thesy
