商业银行小微企业金融服务策略-研究

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1、...华中科技大学硕士学位论文AbstractAlongwiththefinancialsystemandsocialisteconomysystemreformareunceasinglydeepen，Domesticsmallandmicrobusinesseshasshownagooddevelopmentformandstrongdevelopmentneeds.Butundertheinfluenceofvariousconditions,Unabletoobtaincommercial

2、bankcomprehensiveandtimelyfinancialservices.Atthesametime,Alsooursocialmarketeconomyrapiddevelopment,Betweenourcountrycommercialbankindustryhasbecomeincreasinglycompetitive,Thetransformationofindividualbusinessstrategicdirection,Therefore,Commercialba

3、nksmallmicrofinancialservicescompanieshavebecomeanimportantprobleminourcountryatpresenttopayattention.InthispaperhowtoimproveChina'scommercialbankstosmallandmicrobusinessesfinancialservicesperspectivetoexplain．ThroughthestudyofChina'scommercialbanksto

4、smallandmicrobusinessesinfinancialservices，discusstheincentiveswhythecommercialbankswanttoimprovethefinancialservicestosmallandmicrobusinesses，andanalyzethefeasibilityofimprovingthefinancialservicesofcommercialbankstosmallandmicrobusinesses，finallyput

5、sforwardmanypracticalandfeasiblecountermeasuresforcommercialbankstoimprovethefinancialservicestosmallandmicrobusinesses．Firstofall，thesisexplicatestherelatedtheoryonprovidingSmallandmicrobusinessesfinancialservicesbycommercialbanks．Onthisbasis，thesisa

6、nalyzesthefinancialdemandincludingcreditfundandotherfinancialservicesfromsmallandmicrobusinesses，AndtheanalysisofChina'scommercialbankstosmallandmicroenterprisefinancialservices.China'scommercialbanksinthesmallandmicrobusinessesfinancialservicesalthou

7、ghtherehasbeensomeprogress,butstillcannoteffectivelymeetthesmallandmicrobusinessesofcommercialbankfinancialservicemarketdemand,thisisnotconducivetocommercialbanksandsmallandmicrobusinessessustainabledevelopment.Thissituationisunfavorableforthedevelopm

8、entofcommercialbanksandsmallandmicrobusinesses.Therefore,China'scommercialbanksneedtoreformandperfect.Thispaperdiscussesthefeasibility,smallandmicrobusinessestoimprovefinancialserviceofcommercialbanksinChina,fromtheII......万方数据......华中科技大学硕士学位