投资答案_一个投行家最后的投资忠告

《投资答案_一个投行家最后的投资忠告》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。

1、投资答案-个投行家最后的投资忠告第一章自己的选择，只有坚持到底Attemptingtoinvestonyourowncanbedifficult,time-consuming,andemotionallytaxing.Mostindividualinvestorsdonothavetheskillsortheinclinationtomanagetheirowninvestments.However,evenforthosewhodo,thismaybenotagoodidea.Intoday^sworldofglo

2、balmarketsandcomplexfinancialinstruments,professionalshaveaccesstosuperiorresources.It^sdifficultforanindividualinvestortoeffectivelyputtogetherandmaintainanefficientportfolio（公文包；文件夹；证券投资组合；部长职务）thatisproperlydiversified（多样化的；各种的）,minimizesfeesandtaxes,andavoi

3、dsoverlappingassets（资产；优点）.Inaddition,theongoingmonitoringofyourportfolioandmaintenanceofyourdesiredriskexposure（暴露；曝光；陈列；揭露）canbechallengingandoverwhelmingwithoutaccesstothetoolsthatareusedbycompetentprofessionalfinancialadvisorsHowcouldthishappen?Thesimpleans

4、weristhatwetendtobuystocksandbondsaftertheirpriceshaverisen.Wedothisbecausewefeelcomfortableandconfidentwhenmarketsareup.Similarly,whenmarketshaveexperiencedadowntown,fearsetsinandweareoftenquicktosell.Thisbehaviorcanberesultinourbuyingatornearmarkethighs,andse

5、llingatornearmarketlows,thusfailingtocaptureevenamarketrateofreturn.Itisverydifficulttoaccomplishthisonyourownwithoutagoodsteward（管家；乘务员；膳务员；工会管事）inyourcorner.Thisiswhywebelievemostinvestorswhoareseriousaboutmanagingtheirwealthshouldseektheassistanceofaprofessi

6、onal.Aqualifiedfinancialadvisorshouldbringdisciplineandclaritytotheinvestmentprocessandhelpyouavoidbehavioraltrapsthatcanimpedeyourabilitytorealizeyourfinancialgoals.It，simportanttokeepinmindthatregulatorshavedoneapoorjobofpolicingthedozensofmisleadingtitlestha

7、tbrokersoftenuse.Thismeansthatyouareonyourownwhenitcomestoaskingthehardquestionsaboutwhethertheyreallyworkforyou.DorftbelievethoseglitzyadsthatyouseeintheWallStreetJournaloronTV.你在收到任何一条建议时，都需要弄清楚改建议是为你的利益考虑，还是因为他们都能从屮获取销售佣金。简言Z,你需要警惕法律漏洞有可能导致的“诱因〃问题。Withoutthe

8、financialincentivetogeneratemoretradesorsellhighermarginproducts,orthelimitationsofonlyhavinghisfirm'sapprovedinvestmentoffering,anadvisorisfreetouseanymoneymanagerortypeofi