银行专业用语

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1、银行专业词汇来源：冯璃的日志acquiringcompany收购公司badloan呆帐chartofcashflow现金流量表clearly-establishedownership产权清晰debttoequity债转股diversityofequities股权多元化economyofscale规模经济emergingeconomies新兴经济cxchangc-ratcregime汇率机制fundandfinancing尊资融资globalfinancialarchitecture全球金融体系globalintegration,globality全球一体化，

2、全球化gopublic上市growthspurt（经济的）急剧增氏haveone's'twocommas'门万富翁hedgeagainst套期保值housingmortgage住房按揭holdings控股，所持股份holdingcompany控股公ii]initialofferings原始股initialpublicofferings首-次公募innovativebusiness仓U新企业intellectualcapital智力资本inter-banklending拆借internetcustomer网上客户investmentpayoffperiod投资

3、回收期joint-stock参股mallrat爱逛商店的年轻人meansofproduction个•产要素(the)medicalcostsocialpoolformajordiseases大病医疗费用社会统筹mergersandacquisitions并购mobile-phonebanking移动电话银行业moodsAz£netpotato网虫non-storeseling直销offering新股online-banking网上银彳亍业online-finance在线金融onlineclient(银行的)网上客户paperprofit帐面收益physica

4、lassets有形资产projectfundsystem项口资本金制度pyramidsale彳专销recapitalize资产重组regionalcorrencyblocks地区货币集团regulate调控selloff变现share(stock)option期权，股票认购权smartcard智能卡slashprices杀价sparecapacity闲置的生产能力stronggrowth强劲的增长势头switchtrade转手贸易take---public上市taptheidleassets盘活〃量资产transaction(银彳亍的)交易transferp

5、aymentfromtheexchequer财政转移支付venture-capital风险资本virtualbank虚拟银行wiretransfer电了转帐accountnumber帐II编号depositor存户pay-inslip存款单adepositform存款单abandingmachineII动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用*principal木金overdraft,

6、overdraw透支locountersign双签toendorse背书endorser书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支栗chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortr

7、ansfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandai'snote庄票，银票banker银行家president行长savingsbank储希：银行ChaseBank大通银行NationalCityBankofNewYork花旗银行HongkongShanghaiBankingCorporation汇I：•银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'lndoChine东方汇理银行centralbank,nat

8、ionalbank,banker'sbank中央银行