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1、BritishfloatingmortgagesystemresearchReaganBeckerPerfectionofsecuritiessystemsisveryimportantineachlegalsystembecausesecurityistheoilandengineofthedevelopmentofeconomyandthereisacloserelationshipbetweenthem.Althoughthelawofsecurityhasbeenpassedinourc
2、ountry,thereremainsmanyproblemssuchassimplicityofthetypesanddefectsofeachkindofsecuritywhichcannotmeettheneedsofraisingmoneyforenterprises.Therearefivekindsofsecuritydevices,namelyguarantee,mortgage,pledge,lienanddeposit.Astoguarantee,creditorssuchas
3、banksdorarelyemployitforitisweaknessasaresultofasecuritybycredit.Astomortgage,itisvoidifnotberegisteredsotheambitofinvalidityofsecurityisincreasedandthepartiesdonotliketouseit.Moreover,theapplicationofmortgageislargelyreducedbythatfutureassetsdonotbe
4、includedinitssubjectmatter.Inaddition,theuseandflewofassetsisgreatlyeffectedbythepermissionofcreditortodisposetheassets.Astopledge,theefficiencyofassetsislimitedbythepossessionofpledgeeandthatthepledgorhasnotrighttodisposetheassets.Astolien,itonlyapp
5、liestoafewcasessoitisnotatypicalsecurity.Astodeposit,itisnotrelatedtoraisemoney.Soitisverycrucialtodosomeresearchonotherlegalsystems.Thefloatingchargecalledoneofthemostsubtlecreationsofequityisagoodsubjectforresearchtoscholarsofcontinentallawanditisa
6、commonwayforenterprisesoftheU.K.toborrowmoney.Thefloatingchargecanbecreatedinallcurrentandfutureassetsoftheenterprisestosecurethedebenture.Thefloatingchargemeetsverywelltheneedsofcreditorsanddebtorsbecauseitensurestheneedsofsecurityofcreditorsanditen
7、titlestherighttodebtorstodealwiththeassetsofsecurity.Wheretheprovisionsprovidedinthedebenturehavebeenbreached,thecreditorcanappointreceivertoexecutethesecurity.Astothedefinition,therearethreemethodsforjudgestodefinethefloatingcharge,includingmethodof
8、description,methodofcomparisonandmethodofrequirements.MacnaghtenL.Jsaid:afloatingcharge,ontheotherhand,isambulatoryandshiftinginitsnature,hoveringoverandsotospeakfloatingwiththepropertywhichitisintendedtoaffectuntilsomeeventoccursorsomeactisdonewhich